https://www.horizonfinancialplanning.us/blog daily 0.75 2025-11-19 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1605645728189-G328TQ8I1KAVVHG21P78/image.jpg Blog https://www.horizonfinancialplanning.us/blog/2025/11/19/horizon-financial-planning-llc-rebrands-to-ninety-west-global-wealth monthly 0.5 2025-11-19 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/4795db9c-dcd1-4217-a9da-5a753257c55c/Untitled+design+%2817%29.png Blog - Horizon Financial Planning LLC rebrands to Ninety West Global Wealth - Horizon Financial Planning LLC has started conducting business under the name of Ninety West Global Wealth. The company is exactly the same, aside from the name change. This means the same fee, people, and great service. Between now and January 1st, 2026, you will see the Horizon branding slowly phased out. We decided to change the name of the firm for a few reasons: We wanted the name to directly speak to our globally mobile client base. There are already several firms in Louisiana named some variation of “Horizon Financial”, making it difficult for us to stand out with search engine optimization (SEO). We wanted something unique that still says where we are from (90 degrees West is the longitude of New Orleans). Clients and prospects alike are encouraged to reach out with any questions they may have. -William Nunn, CFP® https://www.horizonfinancialplanning.us/blog/2025/9/23/horizon-financial-planning-founder-will-nunn-cfp-quoted-in-market-watch monthly 0.5 2025-09-24 https://www.horizonfinancialplanning.us/blog/2025/9/23/how-to-navigate-fears-of-a-market-bubble monthly 0.5 2025-09-23 https://www.horizonfinancialplanning.us/blog/2025/8/20/mid-week-reads-august-20-2025 monthly 0.5 2025-08-20 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1755729374240-52QUQYQVRPBTT1ZS7ACR/unsplash-image-hWJsOnaWTqs.jpg Blog - Mid Week Reads: August 20, 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2025/7/29/how-is-my-social-security-benefit-taxed monthly 0.5 2025-08-20 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/e89c14c6-c89a-45ef-98ea-18b022c4286b/Socseccardfront.png Blog - How is my Social Security benefit taxed? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2025/8/15/m921ge1g106w4dg9xfjmrf6qt3vu9l monthly 0.5 2025-08-15 https://www.horizonfinancialplanning.us/blog/2025/7/21/83b-election-the-good-bad-and-ugly monthly 0.5 2025-08-13 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/a35aa749-8db0-45df-8708-f6c9500997fb/Screenshot+2025-08-12+at+11.13.21%E2%80%AFPM.png Blog - 83(b) Election: How it can cost you or save you big money. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2025/8/1/you-need-to-rebalance-without-triggering-capital-gains-here-is-how-to-do-it monthly 0.5 2025-08-13 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/b4894f0b-631f-4545-89f9-ea86da6ab81d/Allocation+start+May+21%2C+2021+before+any+drifting+impacts Blog - Need to reallocate but don’t want to pay capital gains tax? Read this. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/503e41ae-f389-4e36-a83e-dfcb214d5e4e/Screenshot+2025-08-07+at+11.41.17%E2%80%AFAM.png Blog - Need to reallocate but don’t want to pay capital gains tax? Read this. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/e5ac57f7-bd6a-478d-9721-ae7d680b2969/chart+%281%29.png Blog - Need to reallocate but don’t want to pay capital gains tax? Read this. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/ad05cfc6-d046-462d-8a96-0bda02074415/Change+in+allocation+weights+over+time+visualized Blog - Need to reallocate but don’t want to pay capital gains tax? Read this. - Make it stand out I think we can all guess which one is Nvidia. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/065b5128-2ba4-4f1f-8699-44a182732471/Screenshot+2025-08-07+at+11.58.57%E2%80%AFAM.png Blog - Need to reallocate but don’t want to pay capital gains tax? Read this. - Make it stand out While volatility was similar for both portfolios at times, from April 2024 and onward, you can really see the additional volatility. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/d879adc4-820c-4a72-a28e-7dc2cbe5afe9/Screenshot+2025-08-07+at+5.02.20%E2%80%AFPM.png Blog - Need to reallocate but don’t want to pay capital gains tax? Read this. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2025/7/23/mid-week-reads-july-23-2025 monthly 0.5 2025-07-23 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/76c98e24-b12a-4dfc-a842-4a786e6673c2/koyfin_20250723_083854682.png Blog - Mid Week Reads: July 23, 2025 - Make it stand out One Month chart showing the normalized performance of vairious index and sector tracking ETFs. Source: Koyfin https://www.horizonfinancialplanning.us/blog/2025/7/21/understanding-rsus monthly 0.5 2025-07-21 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1753140126314-D6KD8RKH9K55X5BERQRF/unsplash-image-3r8rcSy0Ffg.jpg Blog - Understanding Restricted Stock Units - RSUs are relatively simple compared to other types of equity compensation, let’s take a look. Spoiler Alert: The tax reporting is fairly straightforward. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/290054f6-89e6-438f-8a3c-8f0c93b25955/RSU+Table+.png Blog - Understanding Restricted Stock Units - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2025/7/21/the-7-million-tax-strategy-most-business-owners-have-never-heard-of monthly 0.5 2025-07-21 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1753124650315-ESI9L410Q14HXHBA5GW9/unsplash-image-hfrDZAXwb5c.jpg Blog - The $7 Million Tax Strategy Most Business Owners Have Never Heard Of - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2025/7/14/you-have-two-sets-of-cost-basis-on-your-isos monthly 0.5 2025-07-15 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1752616312119-IWYIDTLP9A2IHK2385Z4/unsplash-image-VM_6EtTAfDQ.jpg Blog - You have two sets of cost basis on your ISOs - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2025/7/15/57p1vl0wvnbvpaqid78f6xkjdr4v1o monthly 0.5 2025-07-15 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/ad83db93-e6c4-44a5-9ab8-340435ff0e3b/ClearChart_1114_456260427419.jpg Blog - Monday Markets: July 14, 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/730eb30d-360b-4c6a-9292-92c9cdee2c86/ClearChart_1151_456260427419.png Blog - Monday Markets: July 14, 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2025/7/15/xegegmv6d1gvzhk74qq9h2c6l8xzhc monthly 0.5 2025-07-15 https://www.horizonfinancialplanning.us/blog/2025/7/14/we-are-moving monthly 0.5 2025-07-15 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/b11e1eca-b134-4aac-acde-a6865c40e1bc/we+are+moving.png Blog - We are moving! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2025/3/11/c6cl5j9pq9conkxhltu27ken1r8210 monthly 0.5 2025-03-11 https://www.horizonfinancialplanning.us/blog/2024/10/14/hf6tzf6vdkvgsfn2igzimymh1mgh3y monthly 0.5 2024-10-15 https://www.horizonfinancialplanning.us/blog/2024/8/27/xocxdzcipby1bhwx35bs39zog495w6 monthly 0.5 2024-09-24 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1727136305462-W05ZBJ4H0KTJ3AS7VV4S/unsplash-image-QR_vT8_hBZM.jpg Blog - How are mortgages different from the US in France and the United Kingdom? - USA vs UK and France Business is done differently in different parts of the world, buying a home with a mortgage is no exception. https://www.horizonfinancialplanning.us/blog/2024/8/27/tax-impact-of-hiring-family-members monthly 0.5 2024-08-27 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/80d40fe5-f0a5-4548-9b5d-26d32f44ab5d/Screen+Shot+2021-05-03+at+7.11.25+PM.png Blog - Hiring Your Child for Modeling or Acting? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/d67f409e-8372-4d7f-9c58-742812645c0b/Charlie_Chaplin_and_Jackie_Coogan_in__The_Kid__%28SAYRE_4345%29.jpg Blog - Hiring Your Child for Modeling or Acting? - Make it stand out Charlie Chaplin and Jackie Coogan in "The Kid". https://www.horizonfinancialplanning.us/blog/2024/5/14/monday-money-minute-may-14-2024actually-tuesday monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1715744768049-6DZGN3UZXS45CGEPTW0H/image-asset.jpeg Blog - Monday Money Minute: May 14, 2024...Actually Tuesday. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1e4edbd2-1850-46a4-84ed-fda28184797e/Interest+Income+on+Cash+May+14+2024.jpeg Blog - Monday Money Minute: May 14, 2024...Actually Tuesday. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/3c98324d-9b04-4397-9613-7023015ef790/30+mortgage+rates+May+14+2024.jpeg Blog - Monday Money Minute: May 14, 2024...Actually Tuesday. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/86939ac9-8f23-4041-81bc-a98a1d1d8cb3/Growth+of+asset+class+May+14+2024.jpeg Blog - Monday Money Minute: May 14, 2024...Actually Tuesday. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2023/9/20/mid-week-reads-student-loans-are-upn-us monthly 0.5 2024-08-26 https://www.horizonfinancialplanning.us/blog/2023/9/1/the-spending-seasons monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/8a4ec8a8-3fd7-4cfd-a1df-e423f1b75ba4/360_F_278471261_orsEBJmDEQ2RZKknNxYwQ56i9bqwizlM.jpg Blog - The Spending Seasons - Spending often changes season to season. The overspending habit can take on several looks over the course of a year. Here are the common ones. https://www.horizonfinancialplanning.us/blog/2023/8/25/exit-planning-is-a-must-for-business-owners monthly 0.5 2024-08-26 https://www.horizonfinancialplanning.us/blog/2023/8/24/mid-week-reads-august-24-2023 monthly 0.5 2024-08-26 https://www.horizonfinancialplanning.us/blog/2023/6/6/mid-week-reads-june-7-2023 monthly 0.5 2025-04-07 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/549c115b-80b6-481d-ae2f-716ad7d0d406/fredgraph.png Blog - Mid Week Reads: June 7, 2023 - Make it stand out Mortgage Rates from today to 10 years ago. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/91426b05-c960-43fd-81b7-52c29fd13da1/fredgraph+%281%29.png Blog - Mid Week Reads: June 7, 2023 - Make it stand out Mortgage rates from today to 1990. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/af488996-fd80-4374-bfa4-2ffa3600bcd0/fredgraph+%285%29.png Blog - Mid Week Reads: June 7, 2023 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/9a243529-7a76-4381-9270-b94396793f79/fredgraph+%282%29.png Blog - Mid Week Reads: June 7, 2023 - Make it stand out Home prices peaked in late 2022 and the average existing home sale price was $436,000 for Q1 2023. During the COVID-19 pandemic home prices shot up from under $340,000 to $480,000. https://www.horizonfinancialplanning.us/blog/2023/5/19/five-things-to-do-before-you-go-on-vacation monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1684538752207-QEW5AWUJI9J1WUKTJ2BH/image-asset.jpeg Blog - Five Things to do Before You go on Vacation - Travel is wonderful, when done well. Five things that will help you feel secure when you travel. https://www.horizonfinancialplanning.us/blog/2023/4/19/mid-week-reads-april-19th-2022 monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/fc5df5fe-51da-48be-bc1a-65d6a0179b30/VCE-Top-U.S.-Banks-by-Uninsured-Deposits_Apr13.jpg Blog - Mid Week Reads: April 19th, 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2023/4/17/monday-money-minute-how-taxes-actually-work monthly 0.5 2024-08-26 https://www.horizonfinancialplanning.us/blog/2023/4/3/monday-money-minute-how-do-i-get-a-handle-on-my-spending monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1680553098652-UXYAQTZW0N1LTAYRS7NG/unsplash-image-maJDOJSmMoo.jpg Blog - Monday Money Minute: How do I get a handle on my spending? - You Can Take Control Just because you’ve been an overspender before, doesn’t mean you are stuck with it for good. Here is how to change. https://www.horizonfinancialplanning.us/blog/2023/3/27/monday-money-minute-when-to-pay-fast monthly 0.5 2025-04-07 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1679957497476-Y30FXRZVGIS6ETTIJ74D/unsplash-image-dUFin12Cuec.jpg Blog - Monday Money Minute: When to Pay FAST! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2023/1/17/what-to-do-if-you-think-a-recession-is-coming monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1676662613643-8QI9QIKW0UVH2M59W5WF/unsplash-image-W7wEqy01K3s.jpg Blog - What to do if you think a recession is coming - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2022/7/18/estate-planning-for-small-business-ownersnbsp monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/b34e8f48-c830-45ae-ab52-2982efdab2f0/Screen+Shot+2022-07-14+at+12.05.15+PM.png Blog - Estate Planning for Small Business Owners  - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2022/7/14/successful-money-conversations-as-a-couple-are-important monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/027d01e6-0023-4083-a64b-e8cd3d323183/Copy-of-Seven-Group-Blog-Covers-14.png Blog - Successful Money Conversations as a Couple are Important - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2022/7/11/mid-week-reads-july-13th-2022 monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1657560693808-8H8Q39B4V5HEHJZD1L7X/unsplash-image-1K9T5YiZ2WU.jpg Blog - Mid Week Reads: July 13th, 2022 - Inflation, Student Loans, and Markets When it rains, sometimes it pours. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/777eef11-170b-4caa-9279-ee973f4928ed/koyfin_20220713_035816809.png Blog - Mid Week Reads: July 13th, 2022 - Make it stand out Source: Koyfin. In some cases, ETFs or Funds are used as proxies. It is impossible to invest directly into an index. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/0cca59f3-e5ad-4f93-9ecf-f3ec83b6ff90/koyfin_20220713_035426185.png Blog - Mid Week Reads: July 13th, 2022 - Make it stand out Source: Koyfin. ETFs or Funds are used as sector proxies. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/3860ec64-783f-4b75-9e57-7e212f8f64b3/koyfin_20220713_034918579.png Blog - Mid Week Reads: July 13th, 2022 - Make it stand out Source: Koyfin. For the first time since the early 2000s, the Euro and USD were at parity. https://www.horizonfinancialplanning.us/blog/2022/7/6/mid-week-reads-july-6th-2022 monthly 0.5 2025-04-07 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/a1f39d92-26ef-4a2a-bfa1-29dc97ee2a72/koyfin_20220706_112224688.png Blog - Mid Week Reads: July 6th, 2022 - Make it stand out The moral of the story is a simple one, there are not many places to hide. https://www.horizonfinancialplanning.us/blog/2022/6/8/financial-fitness-mid-year-2022-check-in monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1655322696561-FV125812VBC1N8AL1L93/unsplash-image-xarhNpLSHTk.jpg Blog - Financial Fitness – Mid-Year 2022 Check-In - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2022/6/6/deferred-compensation-a-plan-for-unlimited-retirement-savings monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/1654554195966-RWCALBWPSGZ80M6VDKMF/unsplash-image-Dd9Wkk5vj80.jpg Blog - Can I save more on a Tax Deferred basis after maxing out my 401(k)? - Deferred Compensation: A Plan for Unlimited Retirement Savings A 401(k) style plan with big benefits and bigger potential pitfalls. https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/e39d3049-8fbc-4941-8ee4-5fbf45d75798/seven-group-graphics-4.png Blog - Can I save more on a Tax Deferred basis after maxing out my 401(k)? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2022/5/3/biggie-smalls-was-right-more-money-more-problems monthly 0.5 2025-04-03 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/92eb14db-8087-4809-9b31-464cc169e0c0/Untitled+design+%288%29.png Blog - Biggie Smalls Was Right: More Money More Problems! - Complex Compensation Requires a Different Kind of Advisor Deferred Compensation, RSUs, Restricted Stock, Stock Options, and not every check is the same. https://www.horizonfinancialplanning.us/blog/2022/5/6/abcs-of-personal-finance-compounding monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/4674c98f-4b8b-48b1-8b30-204f25afe6b5/Compounding.png Blog - ABCs of Personal Finance: Compounding - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.horizonfinancialplanning.us/blog/2022/5/3/cash-flow-planning-rules-everything monthly 0.5 2024-08-26 https://images.squarespace-cdn.com/content/v1/5c422cc470e8020aa2984b57/5a2c0a08-bcd4-404b-b502-1557c8bf81d7/Copy-of-Seven-Group-Blog-Covers.png Blog - Mid Career? 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